How to Activate HDFC Credit Card -

Most of you always has a Question in mind that How to Activate Credit Card, In this Article we will discuss How to Activate HDFC Credit Card on Mobile App & Website to make every person aware about it.

Credit cards have transformed into indispensable assets, providing a ‘buy-now, pay-later’ approach that offers an interest-free period spanning 20-50 days. Moreover, HDFC Bank’s credit cards provide avenues to amass rewards, cashback, and savor discounts and promotions, thus enhancing the value derived from each credit card transaction. However, just like any other financial tools, they are susceptible to potential misuse. As a result, ensuring the card’s security becomes of utmost significance. To tackle this concern, each HDFC credit card is initially dispatched in an inactive state, necessitating activation before the first transaction.

The process of activating an HDFC credit card is uncomplicated. HDFC Bank offers various avenues through which credit card holders can initiate the activation procedure:

Online Mode
HDFC Net Banking
Mobile Banking
Through the HDFC mobile banking application Offline Mode/ATM

Using an ATM affiliated with HDFC Bank. These alternatives provide customers with flexibility, enabling them to select the activation approach that best aligns with their preferences and convenience.

Table of Contents

How To Activate Your HDFC Credit Card Online?

To initiate the online activation process for your HDFC credit card, adhere to these simple guidelines:

Access the official HDFC Bank website.
Sign in to your personal banking account using your unique customer user ID and password.
Navigate to the ‘Cards’ section.
Opt for ‘Credit Cards’ from the provided dropdown menu.
Click on the ‘Requests’ tab.
Choose the ‘Instant PIN generation’ option.
Specify the particular card number for which you intend to generate the PIN.
Enter a 4-digit PIN of your choosing.
Verify the PIN by entering it again.
Finalize the process by clicking the ‘Confirm’ button.
Designate your mobile number to receive a One-Time Password (OTP).
Employ the received OTP to activate the PIN number for your HDFC Bank credit card.

How to Activate HDFC Credit Cards through Netbanking?

HDFC Bank credit card users are provided with the choice to activate their HDFC Credit Card using HDFC Netbanking. The procedure can be completed by following these steps:

Visit the official website of the bank.
Log in to the net banking portal using your Customer ID and password.
Access the Credit Card section.
Enter your ‘Credit Card ATM PIN’ in the Requests segment.
Select the specific Credit Card number you wish to proceed with.
Confirm the request.
A new credit card PIN will be sent to your registered mailing address.
Head to the nearest HDFC Bank ATM to customize the PIN as required.

How to Activate HDFC Credit Cards through Mobile Banking?

Download the HDFC Bank mobile banking application.
Install the application using your banking credentials.
Log in to the application by inputting your mPIN.
Navigate to the ‘Cards’ segment.
Pick ‘Credit Cards’ from the provided drop-down menu.
Click on ‘Requests.’
Opt for ‘Instant PIN generation.’
Choose the specific card number for which you intend to generate the PIN.
Enter your preferred 4-digit PIN.
Confirm the 4-digit PIN by re-entering it.
Click on ‘Confirm.’
Tap your registered mobile number to receive an OTP.
Input the received OTP to activate the PIN number for your HDFC Bank credit card.

How To Activate Your HDFC Credit Card Offline?

There are some different methods to activate HDFC Credit Card Offline

Activate an HDFC Credit Card Using ATM

To activate your HDFC Bank credit card offline, you can make use of an ATM. To begin the offline activation process for your HDFC Bank credit card, head over to the nearest HDFC Bank ATM. The comprehensive procedure for activating your HDFC credit card through an ATM is detailed as follows:

Visit a nearby HDFC Bank ATM.
Swipe your credit card through the ATM machine and select your preferred language.
Choose the ‘Create new PIN using OTP’ option.
Confirm your selection.
Following this, an OTP will be dispatched to the mobile number linked with your HDFC account.
Enter the OTP received on the ATM screen.
Provide your mobile number to cross-verify.
Generate a new 4-digit PIN as per your preference.
Re-enter the selected PIN for verification.
Once your PIN is successfully activated, you will receive a confirmation SMS on your registered mobile number.

Frequently Asked Questions (FAQ)

Guidelines for Downloading and Installing the HDFC Bank Mobile Application?

Customers of HDFC Bank have the convenience of accessing banking services using their mobile devices. Android users can acquire the application from the Google Play Store, which is compatible with any Android device running Kitkat version 4.4 or newer. Meanwhile, iOS users can obtain the app from the Apple Store, designed for Apple devices operating on iOS version 5 or above.

Why is my Net Banking password not working?

There are several potential reasons for your Net Banking password not being accepted:

Activation Status: Make sure that you’ve successfully activated the Net Banking feature for your HDFC bank account. Without proper activation, your Net Banking credentials won’t be operational.
Incorrect Password: Verify the accuracy of the password you’ve entered. Be attentive to letter casing and confirm that there are no typos.
Password Inactivity: If your Net Banking password remains unused for more than 120 days, it might have become inactive. In such instances, you’ll be required to reset your password.

If an incorrect password is entered in five consecutive attempts, the net banking account may be locked. To receive assistance, please contact the customer care helpline at 6160-6161 (add the local STD code as a prefix).

Instructions for Activating a New HDFC Bank Credit Card?

Upon receiving your fresh HDFC Bank credit card, it will initially be in an ‘inactive’ status. An assigned default Personal Identification Number (PIN) will be dispatched separately to your registered address. Generally, this PIN is delivered within 7 days of card receipt. This default PIN is crucial for the activation process. Alternatively, you have the option to generate the default PIN via the net banking platform. For accurate guidance on how to activate your new HDFC credit card, kindly consult the credit card-related information in your Welcome Kit provided by HDFC Bank.

Is it necessary to change the default PIN on my HDFC Bank credit card?

No, there’s no compulsion to modify the default PIN of your HDFC Bank credit card. However, it’s advisable for security reasons to replace the default PIN with a new one. It’s also a good practice to update your PIN regularly and ensure you remember the new PIN.

How to Activate Your HDFC Bank Credit Card at an ATM?

To initiate the activation of your HDFC Bank credit card using an ATM, follow these instructions:

Visit an HDFC Bank ATM.
Insert your credit card into the ATM machine.
Choose your desired language.
Opt for the ‘Generate new PIN using OTP’ option.
An OTP will be dispatched to the mobile number associated with your HDFC account.
Enter the received OTP.
Provide your registered mobile number for authentication.
Select a new 4-digit PIN according to your preference.
Re-enter the chosen PIN to confirm.
Upon successfully activating your new PIN, you will receive an SMS notification on your registered mobile number.

How to Activate Your HDFC Bank Credit Card using Netbanking?

To activate your HDFC Credit Card through Net banking, adhere to these guidelines:

Access the official HDFC Bank website.
Log in to your account by utilizing your net banking customer ID and password.
Navigate to the ‘Credit Card’ section.
Proceed to the ‘Request’ segment.
Click on ‘Credit Card ATM PIN.’
In case you possess multiple credit cards, select the specific Credit Card number you intend to proceed with.
Confirm the activation request.

Your new credit card PIN will be dispatched to your registered mailing address via postal service. Visit your nearest HDFC Bank ATM to modify your PIN as needed.

How to Change Your HDFC Bank Credit Card PIN through SMS?

To alter your HDFC Bank credit card PIN using the bank’s SMS service, craft CCPIN XXXX and dispatch it to 5676712 from the mobile number registered with your account. Replace XXXX with the final 4 digits of your credit card number.

Is the credit card PIN the same as the debit card PIN?

No, the credit card PIN and the debit card PIN are separate. It is recommended that customers use different PIN numbers for both their credit and debit cards to enhance their digital security.

What is the extent of the HDFC Bank credit card PIN?

The HDFC Bank credit card PIN is comprised of four digits. This initial PIN is produced via a coding mechanism, guaranteeing its singular nature.

Modifying Your HDFC Bank Credit Card PIN Using SMS?

Another approach to alter your HDFC Bank credit card PIN involves leveraging the bank’s SMS service. To change your HDFC Bank credit card PIN via SMS, craft CCPIN XXXX (with XXXX representing the final 4 digits of your credit card number) and transmit it to 5676712 from your registered mobile number.

Thank You!